Millions of Filipinos buy online every day without any problems. With a bit of common sense and knowledge, you can avoid problems with online shopping here in the Philippines
Common Online Shopping Risks
· The item does not arrive even you have paid for it already.
· The item delivered does not match the description in the website.
· Delays and hassles with online purchases.
· Poor after-sales service.
· Credit/Debit card scams.
· Meet up with strangers.
How to avoid these?
Deal with Reputable Merchants
· Choose sellers that have good feedback ratings.
· Look for evidence that the merchant is legit.
· Don’t judge a person or company solely by their web site.
· Be cautious especially if the merchant is from overseas.
· Check web site’s privacy policy and returns policy.
· Use safe payment options. If possible, look for escrow terms.
Check if the Website is Secure
· Make sure you use a secure web site to enter credit card information. Look for a padlock symbol in the bottom right of the browser window and for the website address to begin with ‘https://’.
· If you get a warning about a certificate be very cautious indeed. However, the padlock is not an absolute guarantee of safety and it says nothing about the business’s ethics.
· Click on the padlock to check that the seller is who they say they are and that their certificate is current and registered to the right address.
· Don’t be fooled by a padlock that appears on the web page itself. It’s easy for conmen to copy the image of a padlock. You need to look for one that is in the window frame of the browser itself.
Beware of scammers
· If it’s too good to be true, it’s probably a scam. Search for the deal in Google or Yahoo and check if it a scam or not.
· Watch out for those “get rich quick” schemes by offering you very cheap merchandise.
· Beware of work from home scams which promise easy profits but never pay.
· Buy from reputable companies.
· Never pay in advance unless the merchant is reputable and reachable.
· If possible, find someone who had a successful transaction with them already.